The Brink Labs

Lab

The LabWhat we build, and the rule we build to The DoctrineFour commitments, stated as constraints Engineering StandardHow the work is held to account MethodologyEvery formula and test case, published NotesShort, sourced, and checked against the maths What We ShipEverything currently in the world Contactsupport@thebrinklabs.com

Instruments

I · Plan

Zero-Based BudgetGive every unit of income a job before you spend it. 50/30/20 BudgetNeeds, wants and savings — against what you really spend. True Hourly WageWhat an hour of your life actually pays, after the job takes its cut.

II · Protect

Subscription AuditWhat renting your life costs per use, per year, per decade. Emergency FundSavings divided by the month you cannot avoid. Savings GoalOne monthly figure for every known future cost.

III · Borrow

Loan & EMIThe monthly payment, the interest and every month of the schedule. Debt PayoffAvalanche or snowball, priced to the month and the cent.

IV · Grow

Rule of 72How long until money, debt or prices double. Net WorthEverything you own against everything you owe — and where it is heading. All 10 instrumentsThe index, by chapter

MyneWallet

OverviewThe app, and what it refuses to do How It WorksEnvelopes, capture, analysis What It CostsFree tier and the one-time unlock QuestionsFourteen answers, no marketing Privacy PolicyFourteen sections, plainly written Get it on Google PlayAndroid · the only official listing

Notes

Notes from The Brink Labs Short. Sourced. Checked.

Short, sourced notes on budgeting, debt and saving — each one checked against the arithmetic in The Instruments.

Written by The Brink LabsLast reviewed

First note coming soon. Until then, the instruments are the best place to start.